You’ve made the first step and decided that you’re ready to get rid of your student loan debt, but where do you start?
I can help you sort it out!
College-bound Students You are preparing for college and want to have a solid financial plan to cover your costs of attendance. I can help you make smart financial decisions about taking out student loans by:
Exploring college financing options.
Understanding student loan terms and conditions.
Strategizing to minimize student loan debt.
Projecting how much loan principal and interest you will pay.
Setting up a system to track your student loan debt.
Student Loan Co-signers Co-signing a student loan means you are equally responsible for the debt. Now you want to get a better understanding of what you signed up for and answer questions like:
How much student loan debt am I currently liable for?
How can I stay informed about the loan that I co-signed for?
What strategies can I use to minimise this liability
Caribbean Student Loan Borrowers You are totally unclear about the terms and conditions of your Caribbean student loans and have had issues with your Caribbean lender. You have made payments for years, yet the balance seems like it’s hardly moving. You have incurred unexplained fees and experienced payments not being applied properly to you student loan account. Now you want to:
Get a handle on your Caribbean Student Loan.
Get your Caribbean lender to address discrepancies on your account.
Effectively communicate with your lender.
Know when you will be done with you student loans.
Learn to escalate issues that are not sufficiently addressed.
Finally have a payment plan and know the exact date of your loan payoff.
Move on to your other financial and life goals.
I can get you there. Let’s Chat U.S. Student Loan Borrowers Navigating student loans can be a maze with options such as: Private vs. Federal, income-based repayment, income-contingent repayment, graduated repayment, consolidation and refinancing. What should you choose? You want to develop a personalized plan to pay off your student loan debt. I can help you:
Evaluate the options available to you for private and federal student loans.
Analyze your student loan balance and set-up your own repayment plan.
Melisa is a U.S. and Caribbean Student Loan Expert who uses her experience and background to help Caribbean Millennials better manage their finances – specifically student loan debt.
Melisa provides relevant and timely information, in a language that Millennial audiences can relate to and understand. She simplifies financial terms and empowers audiences with the knowledge they need to minimize, understand and confidently tackle student loan debt.
Book Melisa for keynote presentations, workshops, seminars, breakout sessions, panel discussions and other speaking engagements for:
Professional Organizations;
Non-profit Organizations;
Caribbean & Caribbean-American Organizations;
High Schools, Colleges & Student Organizations;
Conferences; and
Other Speaking Engagements.
Please submit your speaking inquiry here. Kindly include the type of speaking requested, length of speaking time, expected number of attendees, date, time and location of the event.
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Caribbean Banks, Corporations, and Financial Institutions
In addition to providing personal finance resources through Yourmoneyworth.com, Melisa is on a mission to bridge the gap between Caribbean Millennials and Caribbean Banks.
Caribbean Millennials, living in the region and the Diaspora, have an expressed need to access financial accounts, receive electronic statements, and complete transactions online and via mobile devices. Incremental changes are not sufficient to meet these expectations, nor do they position your business to serve the nearly 1 million people in the OECS Single Economic and Financial Space.
Are you ready to exceed existing customer expectations, and position your company at the forefront of the OECS Single Space integration?
Coaching