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Scholarship Alert: $1,000,000 Available for Caribbean International Students At University At Buffalo

1 Million in Scholarships For Caribbean International Student at University At Buffalo SUNY
Here’s another great opportunity scholarships coming to you today from the University at Buffalo, The State University of New York available to Caribbean international students. These scholarship opportunities include admissions scholarships and athletic scholarships for high school graduates, who are prospective freshman students.

The International Admissions Scholarship awards range from $2,000 to $10,000 per semester and are renewable for four years with good academic standing.

The International Admissions Scholarships At UB

To be eligible, applicants must:

  • Be an open and qualified incoming freshman (first-year) student with no course work or credits completed at a post-secondary institution.
  • Be a full-time freshman international student.
  • Be enrolling initially in the fall semester.
  • Have a high school average of at least 88% or a B+ average (or equivalent) and above average SAT/ACT scores
Application deadlines:
  • Round 1 |  Application Deadline: February 1st | Award Announcement: March 1st 
  • Round 2 |  Application Deadline: March 15th | Award Announcement: April 1st
  • Round 3 |  Application Deadline: April 15th | Award Announcement: April 23rd

Related:  More Scholarships for U.S. & Caribbean Students

Athletic Scholarships At UB

Thes Athletic Scholarship awards are offered to student-athletes who rank in the top of their division or conference levels in secondary school.

Athletic scholarships awards are available for the following sports:

  • Baseball (men’s)
  • Basketball (men’s and women’s)
  • Crew (women’s)
  • Cross-country (men’s)

  • Football (men’s)
  • Soccer (men’s and women’s)
  • Softball (women’s)
  • Swimming and Diving (men’s and women’s)

  • Tennis (men’s and women’s)
  • Track and Field 9men’s and women’s)
  • Volleyball (women’s)
  • Wrestling (men’s)

University at Buffalo recruits from all over the world and interested students can fill out the required forms on the International Students Admissions Scholarship webpage.

Where To Apply:

More information on these scholarship opportunities can be found on the University at Buffalo International Students Admissions Scholarship webpage.

They also have an Undergraduate International Admission Facebook page you can follow for more information:   

~ Melisa Boutin

Featured – Melisa Boutin Talks Millennials & Money on The Butterfly Wisdom Podcast

Feature - Melisa Boutin on The Butter Fly Wisdom Podcast

I am excited to share this Butterfly  Wisdom podcast episode with you, where I spoke with Win Charles and Juan Carlos about Millennials and Money.

We tackled how to deal with the ease of spending money in the era of one-click checkout and automatic payments on mobile apps, like Uber.

The topic student loan and saving money also came up, and I chimed about the need to take the driver’s seat with your money,  how to navigate student loan debt and manage savings, more effectively.

You can take listen on iTunes Here: Melisa Boutin – Episode 193 S:3

Happy listening!

~ Melisa Boutin

Scholarship Alert: $235,000 Available for U.S. & Caribbean International Students At York University (Canada)

Scholarship Alert: $235,000 Available for U.S. and Caribbean International Students York University (Canada)

Canada is the host of many Caribbean international students and I am excited to share this scholarship opportunity that is available for both American (U.S. residents are considered International Students for Canadian universities) and Caribbean International Students.

The $235,000 in awards is made up of three scholarship awards to attend York University:

  1. The International Circle of Scholars Scholarship ($15,000).
  2. Global Leader of Tomorrow Award ($20,000 x 4 year = $80,000); and
  3. International Entrance Scholarship($35,000 x 4 year = $140,000).
Scholarships for International Students at York University

To be eligible, applicants must:

  • Be an international student.
  • Be applying directly from high school, with no more than 2 years after graduation and have no previous university or college studies.
  • Be applying to an academic program that begins in Fall 2017 for specific departments: Arts, Media, Performance and Design, Environmental Studies, Education, Glendon, Lassonde School of Engineering, Liberal Arts & Professional Studies, Science, Schulich School of Business.
  • Possess high academic record (“A”average or equivalent), community service or excellence in the arts, sports or other areas of individual achievement.
  • Submit required documents to complete the York University application by February 15.
  • Complete the online International Student Scholarship Application Form by February 15.

Related:  More Scholarships for U.S. & Caribbean Students:

Where to Apply:

More information on these scholarship opportunities can be found on the York University Future Students webpage.

The scholarship application can be accessed here: International Student Scholarship Getting Started.

~ Melisa Boutin

My Journey: How I Transitioned From Engineer To Money Coach

How I Transitioned from Engineer to Money Coach

As a high schooler in St. Kitts, I watched my family’s home go from architectural blueprint to construction and then completion. That experience allowed me to see how; physics and technical drawing (architectural drawing by hand) could come together to result in a tangible, physical engineered structure. After this experience, I considered becoming an architect, but after researching the college curriculum for that degree program, I thought that there were three too many art courses and not enough math or physics. I decided instead to pursue a degree in civil engineering that would bring together my skill in technical drawing, love for math and passion for physics and that was that!

That seems like such a long time ago now, wow!

Today I want to share how I transitioned from a well-planned out career in engineering to money coaching.

Life As An Engineering College Student

Once I moved from St. Kitts to Miami, Florida after high school, I was driven to get into and complete a civil engineering degree program of my choice. Although, I felt confident that I was adequately prepared for the rigors of an undergraduate engineering degree program, balancing a full course load of engineering, math and science classes, while facing various challenges to accessing to financial aid (I share more about that here and the result here) proved to be my greatest struggle.

Still, 5 years later I was able to overcome most of those obstacles and graduate with a bachelor’s of science degree in civil engineering in 2007 and I went on to complete a master’s of science degree in 2010.

Engineering in Real Life

A new challenge came when I was seeking full-time employment during the Great Recession of 2010. After an 8-month long job search that involved me submitting almost 100 job applications, I finally landed an engineering consultant position. I was so eager start working so that I could finally start the engineering career I had dreamed of and worked hard for, plus I needed to start paying off these student loans.

Starting from my first day of employment, I had a full plate work wise. A few months after I started working in October of 2010, on the day before Christma, I was the lone junior employee in the office when Chief Engineer asked me to make changes to an engineering drawing in order to fulfill a client’s a last minute request. This was a test for me because even though I could do engineering calculations, tests and reports all day, I had never mastered AutoCAD and really had a phobia of it. But I used the knowledge I had and a few text messages to my CAD designer co-worker and got it done.

That’s how much I wanted to soak in all the opportunities of my engineering work life. Even when I knew that AutoCAD was my weakest skill I pushed through and made it happen.

6 years later I would be working as an engineering project manager for a different employer, where I managed multi-million dollar client budgets, negotiating contractor agreement and design, engineering and field construction teams. This is why I went through all this engineering schooling and I was right where I had planned to be. Some of the main functions of an engineering project manager/consultant, is to manage massive construction projects and stay on top of every aspect of the project. You have to communicate with internal project team members, upper management, complete billing and invoicing of your company’s charges to the client, manage and review contractors’ billing to the client, complete site visits plus run revenue projections and formulate budgets both for your employer and clients.

All of this work was tough yet provided the amazing opportunity to learn and I have done just that. But at some point, the drive I had for this career path waned.

From Engineering to Money Coaching

I have been crushing on the #engineerlife since I was a pre-teen, yet I have always had a deep desire to learn and master my own personal finances, especially figuring out how I could build wealth, with $68,000 of debt while playing the role of supporting my immediate and extended family as well as how I could teach others.

My engineering skills and professional experience have helped me tremendously on that parallel path. Engineering economics taught me the time time-value of money and how bonds work. While engineering consulting work gave me the opportunity to apply what I learned from budgeting, tracking and documenting millions of dollars to my own budgeting system and helped me become a trusted resource on managing money, understanding and paying off student loan to my family and personal networks.

At the end of 2015, I had a very challenging year managing everything that was #engineeringlife and my own personal and family life. I asked myself if the career that I had so carefully mapped out, now aligned with the life I truly envisioned living. I dug deep and found the passion for personal finance education that I have always had, just sitting there and decided to start to address the stories (like these share Here, Here and Here) of borrowers’ confusion about their Caribbean student loans. I partnered with Groundation Grenada and M.A.D.E. Grenada and launched a workshop at the University of The Virgin Islands, in St. Thomas, U.S.V.I. to educate current students about their Caribbean student loans. With the feedback I got from the workshop, I dug deeper and recognized the gap of personal finance information specifically for Millennial in the Region and the North American Diaspora and launched on May 30th, 2016 to serve them.

Founder, Financial Educator & Money Coach

Now that I have transitioned, I would like to take my new intro for a spin, so here goes….

Hi! My name is Melisa Boutin a former Engineering Project Manager, now Certified Financial Education Instructor and Money Coach and paying off debt is my jam!

I am the founder of that provides personal finance tools, tipsresources, and coaching to help motivated Millennials, in the Caribbean region and the United States get rid of debt and finally live the life they envision.

Let me know what you think of it!

~ Melisa Boutin




Conquer Your Student Loans In These 7 Steps

Conquer Student Loans in 7 Steps

I had the opportunity to do a guest blog post on the Clever Girl Finance Blog on 7 ways you can conquer student loans. Facing 10’s of thousands of dollars of student loan debt can be not only daunting but stressful. I have experienced that daunting feeling myself when I totaled up my $68,000 in student loan debt after graduate school.

In the guest post I share 7 steps you can use to successful tackle your student loan debt, that I have used myself.

1. Get An Understanding of What You Signed Up For.
2. Make Sure Your Are Familiar With The Student Loan Cycle.

The Student Loan Cycle | - Pinterest

3. Research Loan Forgiveness Programs and Employee Benefit Programs.
4.  Organize And Keep Track of Your Student Loan Debt.
5. Prioritize Repayment of Your Student Loan Debt.
6. Make Your Own Repayment Plan.
7. Make the Decision To Actually Payoff Your Student Loans.

Ready to learn, strategize and pay off your student loans fast? Read more about my Student Loan Payoff Strategy Bundle HERE

You can read more of the original post on the Clever Girl Finance Blog, here.

Thanks for reading!

~ Melisa Boutin