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Work with Melisa to define your money goals and set up a road map to get there

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Student Loan Help

You’ve made the first step and decided that you’re ready to get rid of your student loan debt, but where do you start?

I can help you sort it out!


College-bound Students
You are preparing for college and want to have a solid financial plan to cover your costs of attendance. I can help you make smart financial decisions about taking out student loans by:

  • Exploring college financing options.
  • Understanding student loan terms and conditions.
  • Strategizing to minimize student loan debt.
  • Projecting how much loan principal and interest you will pay.
  • Setting up a system to track your student loan debt.

Get Ahead of the Game

Current College Students
You are already in college, and you are unsure how much student loan debt you actually have. You want to find out:

  • Where your student loans currently stand.
  • How much debt you will actually have after graduation.
  • How to set-up a payoff plan and keep track of your student loans after graduation.
  • Set up a system to track your student loan debt.

I can help.

Student Loan Co-signers
Co-signing a student loan means you are equally responsible for the debt. Now you want to get a better understanding of what you signed up for and answer questions like:

  • How much student loan debt am I currently liable for?
  • How can I stay informed about the loan that I co-signed for?
  • What strategies can I use to minimise this liability

Let’s Talk

Caribbean Student Loan Borrowers
You are totally unclear about the terms and conditions of your Caribbean student loans and have had issues with your Caribbean lender. You have made payments for years, yet the balance seems like it’s hardly moving. You have incurred unexplained fees and experienced payments not being applied properly to you student loan account. Now you want to:

  • Get a handle on your Caribbean Student Loan.
  • Get your Caribbean lender to address discrepancies on your account.
  • Effectively communicate with your lender.
  • Know when you will be done with you student loans.
  • Learn to escalate issues that are not sufficiently addressed.
  • Finally have a payment plan and know the exact date of your loan payoff.
  • Move on to your other financial and life goals.

I can get you there. Let’s Chat

U.S. Student Loan Borrowers
Navigating student loans can be a maze with options such as: Private vs. Federal, income-based repayment, income-contingent repayment, graduated repayment, consolidation and refinancing. What should you choose? You want to develop a personalized plan to pay off your student loan debt. I can help you:

  • Evaluate the options available to you for private and federal student loans.
  • Analyze your student loan balance and set-up your own repayment plan.
  • Figure out what loans to prioritize for payment.
  • Set-up a system to track your progress.

Let’s sort it out