Melisa on the Money
I never expected that my monthly payments on my Caribbean student loan would go to interest only. After all, I made sure to read my promissory note and started making my required minimum monthly payments, as scheduled, 6 months after graduation. That's why I was completely shocked to find out
Formal personal finance education programs in the Caribbean, are few and far between, yet the informal lessons I learned about money growing up in the region still informs the way I use it.
Here are different money lessons from my Caribbean roots.
Living Within Your Means Was Your Reality
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Money ratios can help you quickly gauge the health of your finances and pinpoint what changes you need to make to improve them.
Here 5 of the important ones you should know.
1. 50% Budgeting Ratio
The budgeting rule of thumb that limits your must have expenses to less than